Business Line of Credit

Business Line of Credit

 Support and Advisement

With higher limits and lower rates than a business credit card, you can provide funding on a larger scale and at lower cost.

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Start to Finish Business Line of Credit Support

and Advisement

When you apply for a line of credit, you supply us with certain financial information about the business and business owner. When you need funds you transfer them from the line of credit to your checking account for use in the business. You then make payments back to the line of credit to pay it down, freeing up credit for business use.


In concept, it is similar to the way a credit card works. You spend money as needed and then pay it down each month. You can continue to draw additionally against the line as needed.

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How do we work

Applying for a business line of credit can be a simple process until it isn't. Why deal with the stress of paperwork and the hassle that comes with anything bank related? We can help guarantee that you will get the largest line of credit and the lowest rates.

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Things To Know About Business Lines of Credit

Or things you may be asking.

  • How does a business line of credit work?

    Your company is granted a certain amount that it can borrow as needed, known as your line of credit. Each week or month, you will make interest payments and pay down the principal as you are able. What is unique about the business line of credit is that you can come back, draw more funds, repay funds and repeat the process as needed; it is essentially a low interest rate credit card, tailor-fit to the cash flow needs of your business.

  • What is a secured business line of credit?

    With a secured business line of credit, you are putting up assets of the business such as inventory or property as collateral. If you happen to not fail pay back the credit line, a lender could seize your assets.

  • What is an unsecured business line of credit?

    An unsecured business credit line doesn’t require collateral. However, some lenders may still require a personal guarantee or a lien on a business’ assets to back the line of credit in the case of non-payment.

  • Why do I need your help?

    We have years of experience in handling experience in handling Business Lines of Credit. We understand what is needed and what it takes to get you approved. If you do not qualify we can easily explore other options that fit your budget and business needs.


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